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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,691 | $70,418-22.3% | $96,570-43.4% | $85,847-36.3% |
| Participation rate | 50.7% | 61.8%-11.1pp | 69.8%-19.1pp | 69.3%-18.6pp |
| Annual return | 14.50% | 18.59%-4.1pp | 37.79%-23.3pp | 318.61%-304.1pp |
| Employer contribution / active EE | $851 | $1,413-39.8% | $2,357-63.9% | $2,565-66.8% |
| Participant deferral / active EE | $2,521 | $2,894-12.9% | $3,849-34.5% | $3,952-36.2% |
| Admin fee / account holder | $405 | $4,995-91.9% | $6,182-93.4% | $6,261-93.5% |