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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $82,679 | $209,422-60.5% | $178,503-53.7% | $158,982-48.0% |
| Participation rate | 64.3% | 86.4%-22.1pp | 81.9%-17.6pp | 82.0%-17.7pp |
| Annual return | 12.09% | 188.81%-176.7pp | 151.12%-139.0pp | 302.99%-290.9pp |
| Employer contribution / active EE | $2,214 | $5,707-61.2% | $5,011-55.8% | $4,763-53.5% |
| Participant deferral / active EE | $3,840 | $5,955-35.5% | $5,202-26.2% | $5,983-35.8% |
| Admin fee / account holder | $10,496 | $17,079-38.5% | $13,987-25.0% | $11,252-6.7% |