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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,862 | $167,353-45.7% | $143,797-36.8% | $134,545-32.5% |
| Participation rate | 56.3% | 84.8%-28.6pp | 80.3%-24.1pp | 81.2%-25.0pp |
| Annual return | -17.79% | 0.48%-18.3pp | -0.04%-17.7pp | 418.37%-436.2pp |
| Employer contribution / active EE | $2,758 | $5,620-50.9% | $4,952-44.3% | $4,742-41.8% |
| Participant deferral / active EE | $4,456 | $6,447-30.9% | $5,638-21.0% | $6,401-30.4% |
| Admin fee / account holder | $995 | $18,096-94.5% | $14,679-93.2% | $11,431-91.3% |