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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $90,714 | $185,312-51.0% | $161,489-43.8% | $154,746-41.4% |
| Participation rate | 50.0% | 82.5%-32.5pp | 78.7%-28.7pp | 80.7%-30.7pp |
| Annual return | 14.19% | 103.84%-89.7pp | 89.72%-75.5pp | 172.34%-158.1pp |
| Employer contribution / active EE | $2,658 | $4,769-44.3% | $4,268-37.7% | $4,379-39.3% |
| Participant deferral / active EE | $4,579 | $6,350-27.9% | $5,630-18.7% | $6,730-32.0% |
| Admin fee / account holder | $1,401 | $18,654-92.5% | $16,006-91.2% | $14,365-90.2% |