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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $69,893 | $202,342-65.5% | $172,753-59.5% | $152,909-54.3% |
| Participation rate | 68.8% | 87.1%-18.3pp | 82.6%-13.9pp | 82.5%-13.7pp |
| Annual return | 17.06% | 1029.88%-1012.8pp | 803.00%-785.9pp | 345.46%-328.4pp |
| Employer contribution / active EE | $1,956 | $5,857-66.6% | $5,144-62.0% | $4,764-58.9% |
| Participant deferral / active EE | $3,381 | $5,948-43.2% | $5,198-35.0% | $5,851-42.2% |
| Admin fee / account holder | $22,601 | $17,112+32.1% | $13,956+61.9% | $11,601+94.8% |