Filed January 7, 2026
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| Provider | Service type | Compensation |
|---|---|---|
Filed as: VOYA RETIREMENT INSURANCE AND ANNUI Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $77,533 |
Filed as: CAMBRIDGE INVESTMENT RESEARCH INC Service code 99 · EIN 42-1445429 | Other Fees | $20,000 |
LPL FINANCIAL2 years Filed as: KMS FINANCIAL SERVICES INC Service code 99 · EIN 91-0850651 | Other Fees | $16,000 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $30,670 | $46,319-33.8% | $143,770-78.7% | $64,811-52.7% |
| Participation rate | 52.5% | 64.2%-11.8pp | 80.3%-27.8pp | 71.5%-19.0pp |
| Annual return | -16.95% | -10.06%-6.9pp | -0.04%-16.9pp | 32.83%-49.8pp |
| Employer contribution / active EE | $1,265 | $1,911-33.8% | $4,951-74.5% | $2,506-49.5% |
| Participant deferral / active EE | $3,032 | $2,646+14.6% | $5,638-46.2% | $4,310-29.7% |
| Admin fee / account holder | $206 | $154+33.7% | $14,673-98.6% | $188+9.5% |