Filed January 7, 2026
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| Provider | Service type | Compensation |
|---|---|---|
Service code 64 · EIN 71-0294708 | Recordkeeping Fees | $70,311 |
Filed as: CAMBRIDGE INVESTMENT RESEARCH INC Service code 99 · EIN 42-1445429 | Other Fees | $0 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,809 | $47,180+11.9% | $149,723-64.7% | $74,473-29.1% |
| Participation rate | 53.2% | 63.4%-10.2pp | 78.8%-25.6pp | 70.7%-17.6pp |
| Annual return | 18.11% | 22.75%-4.6pp | 134.50%-116.4pp | 34.36%-16.2pp |
| Employer contribution / active EE | $1,345 | $1,907-29.5% | $4,821-72.1% | $2,638-49.0% |
| Participant deferral / active EE | $3,313 | $2,730+21.3% | $5,682-41.7% | $4,530-26.9% |
| Admin fee / account holder | $281 | $343-18.0% | $13,215-97.9% | $347-19.0% |