Filed January 7, 2026
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| Provider | Service type | Compensation |
|---|---|---|
CREATIVE PLANNING LLC2+ years Filed as: CREATIVE PLANNING Service code 27 · EIN 45-5091060 | Advisory (Plan) | $26,451 |
EPIC RETIREMENT PLAN SERVICES2+ years Filed as: TPP RETIREMENT PLAN SPECIALISTS LLC Service code 15 · EIN 20-1301962 | Recordkeeping | $26,368 |
Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $17,878 | $36,916-51.6% | $156,551-88.6% | $57,658-69.0% |
| Participation rate | 61.2% | 63.4%-2.2pp | 84.0%-22.8pp | 70.2%-9.0pp |
| Annual return | 19.58% | 12.38%+7.2pp | 32.23%-12.7pp | 5.13%+14.4pp |
| Employer contribution / active EE | $829 | $1,571-47.2% | $5,501-84.9% | $1,974-58.0% |
| Participant deferral / active EE | $2,011 | $1,926+4.4% | $4,871-58.7% | $3,061-34.3% |
| Admin fee / account holder | $219 | $82+165.9% | $13,028-98.3% | $95+132.1% |