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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $98,826 | $58,099+70.1% | $76,872+28.6% | $75,173+31.5% |
| Participation rate | 28.6% | 63.9%-35.3pp | 69.6%-41.0pp | 67.2%-38.6pp |
| Annual return | 18.77% | 26.71%-7.9pp | 37.90%-19.1pp | 160.72%-141.9pp |
| Employer contribution / active EE | $439 | $1,996-78.0% | $2,533-82.7% | $2,671-83.6% |
| Participant deferral / active EE | $2,508 | $2,999-16.4% | $3,832-34.6% | $4,126-39.2% |
| Admin fee / account holder | $76 | $4,778-98.4% | $5,476-98.6% | $5,651-98.7% |