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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $50,507 | $58,391-13.5% | $76,667-34.1% | $72,976-30.8% |
| Participation rate | 29.4% | 67.4%-38.0pp | 72.1%-42.7pp | 69.5%-40.1pp |
| Annual return | 23.51% | 2306.65%-2283.1pp | 1166.74%-1143.2pp | 81.02%-57.5pp |
| Employer contribution / active EE | $316 | $1,787-82.3% | $2,303-86.3% | $2,440-87.0% |
| Participant deferral / active EE | $1,535 | $2,690-42.9% | $3,336-54.0% | $3,608-57.4% |
| Admin fee / account holder | $0 | $4,014-100.0% | $6,423-100.0% | $5,124-100.0% |