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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $34,301 | $56,544-39.3% | $75,501-54.6% | $70,126-51.1% |
| Participation rate | 28.6% | 68.1%-39.5pp | 72.4%-43.8pp | 69.5%-41.0pp |
| Annual return | 16.82% | 23.59%-6.8pp | 27.35%-10.5pp | 73.15%-56.3pp |
| Employer contribution / active EE | $322 | $1,817-82.3% | $2,352-86.3% | $2,343-86.2% |
| Participant deferral / active EE | $1,530 | $2,580-40.7% | $3,142-51.3% | $3,332-54.1% |
| Admin fee / account holder | $0 | $3,827-100.0% | $5,801-100.0% | $4,645-100.0% |