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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Employer contribution per participant is in the bottom quintile of the peer cohort.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $38,524 | $54,162-28.9% | $68,612-43.9% | $64,173-40.0% |
| Participation rate | 28.6% | 68.1%-39.5pp | 72.2%-43.7pp | 69.6%-41.0pp |
| Annual return | -5.26% | -1.62%-3.6pp | -4.63%-0.6pp | 7.63%-12.9pp |
| Employer contribution / active EE | $312 | $1,846-83.1% | $2,625-88.1% | $2,381-86.9% |
| Participant deferral / active EE | $1,532 | $2,626-41.7% | $3,311-53.7% | $3,470-55.8% |
| Admin fee / account holder | $0 | $4,029-100.0% | $5,131-100.0% | $4,887-100.0% |