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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $71,164 | $53,546+32.9% | $69,890+1.8% | $68,490+3.9% |
| Participation rate | 28.6% | 64.5%-36.0pp | 70.5%-41.9pp | 67.9%-39.3pp |
| Annual return | -17.68% | -13.87%-3.8pp | 190.84%-208.5pp | -7.85%-9.8pp |
| Employer contribution / active EE | $426 | $2,019-78.9% | $2,560-83.4% | $2,597-83.6% |
| Participant deferral / active EE | $2,068 | $2,957-30.1% | $3,848-46.3% | $4,028-48.7% |
| Admin fee / account holder | $149 | $4,693-96.8% | $6,267-97.6% | $5,403-97.2% |