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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $79,396 | $29,716+167.2% | $56,077+41.6% | $80,925-1.9% |
| Participation rate | 41.5% | 41.7%-0.2pp | 52.5%-11.0pp | 67.7%-26.1pp |
| Annual return | 12.58% | 35.30%-22.7pp | 1709.28%-1696.7pp | 35.65%-23.1pp |
| Employer contribution / active EE | $285 | $671-57.5% | $1,040-72.6% | $2,756-89.7% |
| Participant deferral / active EE | $1,051 | $1,228-14.4% | $1,954-46.2% | $4,299-75.6% |
| Admin fee / account holder | $1,563 | $2,432-35.7% | $2,825-44.7% | $6,940-77.5% |