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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $73,072 | $32,117+127.5% | $71,089+2.8% | $64,173+13.9% |
| Participation rate | 46.7% | 42.7%+4.0pp | 54.6%-8.0pp | 69.6%-22.9pp |
| Annual return | -6.31% | -5.57%-0.7pp | 650.65%-657.0pp | 7.63%-13.9pp |
| Employer contribution / active EE | $199 | $712-72.0% | $1,088-81.7% | $2,381-91.6% |
| Participant deferral / active EE | $1,104 | $1,263-12.6% | $1,873-41.0% | $3,470-68.2% |
| Admin fee / account holder | $5,292 | $2,759+91.8% | $3,082+71.7% | $4,887+8.3% |