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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $75,815 | $34,316+120.9% | $74,723+1.5% | $72,976+3.9% |
| Participation rate | 40.7% | 42.4%-1.7pp | 54.5%-13.8pp | 69.5%-28.8pp |
| Annual return | 25.23% | 26.58%-1.4pp | 753.18%-728.0pp | 81.02%-55.8pp |
| Employer contribution / active EE | $210 | $692-69.6% | $1,084-80.6% | $2,440-91.4% |
| Participant deferral / active EE | $1,238 | $1,272-2.6% | $1,962-36.9% | $3,608-65.7% |
| Admin fee / account holder | $15,744 | $2,125+641.0% | $3,335+372.1% | $5,124+207.3% |