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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $78,006 | $35,183+121.7% | $73,550+6.1% | $70,126+11.2% |
| Participation rate | 50.0% | 42.9%+7.1pp | 54.9%-4.9pp | 69.5%-19.5pp |
| Annual return | 21.32% | 26.90%-5.6pp | -15.16%+36.5pp | 73.15%-51.8pp |
| Employer contribution / active EE | $186 | $709-73.8% | $1,219-84.8% | $2,343-92.1% |
| Participant deferral / active EE | $810 | $1,220-33.6% | $1,804-55.1% | $3,332-75.7% |
| Admin fee / account holder | $807 | $2,302-65.0% | $2,320-65.2% | $4,645-82.6% |