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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $61,094 | $27,936+118.7% | $58,561+4.3% | $75,173-18.7% |
| Participation rate | 52.9% | 38.8%+14.1pp | 50.9%+2.1pp | 67.2%-14.3pp |
| Annual return | 19.04% | 44.21%-25.2pp | 4251.33%-4232.3pp | 160.72%-141.7pp |
| Employer contribution / active EE | $300 | $670-55.3% | $1,053-71.6% | $2,671-88.8% |
| Participant deferral / active EE | $1,215 | $1,202+1.1% | $1,923-36.8% | $4,126-70.6% |
| Admin fee / account holder | $5,497 | $1,727+218.4% | $2,520+118.1% | $5,651-2.7% |