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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $294,816 | $86,938+239.1% | $102,423+187.8% | $80,925+264.3% |
| Participation rate | 91.7% | 72.4%+19.3pp | 76.5%+15.2pp | 67.7%+24.0pp |
| Annual return | 14.23% | 18.89%-4.7pp | 29.42%-15.2pp | 35.65%-21.4pp |
| Employer contribution / active EE | $3,006 | $2,369+26.9% | $3,023-0.6% | $2,756+9.1% |
| Participant deferral / active EE | $8,507 | $4,120+106.5% | $5,054+68.3% | $4,299+97.9% |
| Admin fee / account holder | $17,019 | $8,053+111.3% | $9,455+80.0% | $6,940+145.2% |