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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $93,124 | $58,828+58.3% | $78,002+19.4% | $62,881+48.1% |
| Participation rate | 100.0% | 71.1%+28.9pp | 75.5%+24.5pp | 69.3%+30.7pp |
| Annual return | 6.73% | 17.16%-10.4pp | 425.99%-419.3pp | 20.14%-13.4pp |
| Employer contribution / active EE | $3,308 | $1,672+97.9% | $2,470+33.9% | $2,281+45.0% |
| Participant deferral / active EE | $4,676 | $2,686+74.1% | $3,497+33.7% | $3,203+46.0% |
| Admin fee / account holder | $1,114 | $4,393-74.6% | $5,481-79.7% | $4,296-74.1% |