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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $174,844 | $127,790+36.8% | $106,554+64.1% | $167,553+4.4% |
| Participation rate | 91.3% | 78.3%+13.0pp | 76.1%+15.2pp | 82.1%+9.2pp |
| Annual return | 12.26% | 33.88%-21.6pp | 26.80%-14.5pp | 478.89%-466.6pp |
| Employer contribution / active EE | $0 | $3,427-100.0% | $2,819-100.0% | $4,840-100.0% |
| Participant deferral / active EE | $1,983 | $5,088-61.0% | $4,398-54.9% | $6,343-68.7% |
| Admin fee / account holder | $6,827 | $11,231-39.2% | $7,408-7.8% | $12,316-44.6% |