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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $195,476 | $118,488+65.0% | $98,462+98.5% | $139,487+40.1% |
| Participation rate | 86.4% | 77.5%+8.9pp | 75.2%+11.2pp | 80.3%+6.0pp |
| Annual return | 14.27% | 18.96%-4.7pp | 21.17%-6.9pp | 373.84%-359.6pp |
| Employer contribution / active EE | $0 | $3,611-100.0% | $3,049-100.0% | $4,755-100.0% |
| Participant deferral / active EE | $1,593 | $5,393-70.5% | $4,738-66.4% | $6,713-76.3% |
| Admin fee / account holder | $1,745 | $13,868-87.4% | $8,875-80.3% | $11,407-84.7% |