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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $135,666 | $81,208+67.1% | $98,920+37.1% | $79,856+69.9% |
| Participation rate | 100.0% | 72.5%+27.5pp | 76.0%+24.0pp | 69.6%+30.4pp |
| Annual return | 13.85% | 60.99%-47.1pp | 196.47%-182.6pp | 31.71%-17.9pp |
| Employer contribution / active EE | $2,131 | $1,960+8.8% | $2,689-20.7% | $2,471-13.7% |
| Participant deferral / active EE | $4,151 | $3,265+27.1% | $4,245-2.2% | $3,741+11.0% |
| Admin fee / account holder | $813 | $6,013-86.5% | $6,643-87.8% | $5,306-84.7% |