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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,444 | $106,280+220.3% | $96,538+252.7% | $139,487+144.1% |
| Participation rate | 93.8% | 77.8%+15.9pp | 74.3%+19.4pp | 80.3%+13.4pp |
| Annual return | 11.88% | 38.48%-26.6pp | 35.74%-23.9pp | 373.84%-362.0pp |
| Employer contribution / active EE | $8,403 | $4,107+104.6% | $3,740+124.7% | $4,755+76.7% |
| Participant deferral / active EE | $10,738 | $5,457+96.8% | $4,880+120.0% | $6,713+60.0% |
| Admin fee / account holder | $2,844 | $7,888-63.9% | $6,737-57.8% | $11,407-75.1% |