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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $273,747 | $115,814+136.4% | $101,275+170.3% | $158,982+72.2% |
| Participation rate | 85.0% | 79.4%+5.6pp | 75.8%+9.2pp | 82.0%+3.0pp |
| Annual return | 11.68% | 56.16%-44.5pp | 46.48%-34.8pp | 302.99%-291.3pp |
| Employer contribution / active EE | $3,987 | $4,176-4.5% | $3,660+8.9% | $4,763-16.3% |
| Participant deferral / active EE | $8,558 | $4,958+72.6% | $4,371+95.8% | $5,983+43.0% |
| Admin fee / account holder | $1,933 | $7,249-73.3% | $5,948-67.5% | $11,252-82.8% |