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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $340,387 | $124,351+173.7% | $109,188+211.7% | $167,553+103.2% |
| Participation rate | 85.7% | 79.4%+6.3pp | 75.9%+9.8pp | 82.1%+3.6pp |
| Annual return | 20.81% | 26.04%-5.2pp | 25.76%-4.9pp | 478.89%-458.1pp |
| Employer contribution / active EE | $3,788 | $4,210-10.0% | $3,723+1.7% | $4,840-21.7% |
| Participant deferral / active EE | $8,458 | $5,257+60.9% | $4,654+81.7% | $6,343+33.4% |
| Admin fee / account holder | $1,219 | $7,975-84.7% | $6,755-82.0% | $12,316-90.1% |