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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $307,190 | $133,998+129.2% | $112,263+173.6% | $134,545+128.3% |
| Participation rate | 80.0% | 78.6%+1.4pp | 75.1%+4.9pp | 81.2%-1.2pp |
| Annual return | -16.61% | 47.17%-63.8pp | 27.49%-44.1pp | 418.37%-435.0pp |
| Employer contribution / active EE | $6,852 | $4,040+69.6% | $3,636+88.5% | $4,742+44.5% |
| Participant deferral / active EE | $9,132 | $5,292+72.6% | $4,729+93.1% | $6,401+42.7% |
| Admin fee / account holder | $1,909 | $7,493-74.5% | $6,410-70.2% | $11,431-83.3% |