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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $212,912 | $107,368+98.3% | $92,915+129.1% | $152,909+39.2% |
| Participation rate | 90.0% | 79.8%+10.2pp | 76.0%+14.0pp | 82.5%+7.5pp |
| Annual return | 5.56% | 145.64%-140.1pp | 109.45%-103.9pp | 345.46%-339.9pp |
| Employer contribution / active EE | $5,031 | $4,222+19.2% | $3,653+37.7% | $4,764+5.6% |
| Participant deferral / active EE | $7,337 | $4,848+51.4% | $4,238+73.1% | $5,851+25.4% |
| Admin fee / account holder | $3,543 | $7,082-50.0% | $5,796-38.9% | $11,601-69.5% |