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| Provider | Service type | Compensation |
|---|---|---|
Filed as: PUTNAM INVESTMENTS Service code 15 ONE POST OFFICE SQUARE · BOSTON, MA 02109 | Recordkeeping | $43,702 |
LPL FINANCIAL4+ years Filed as: FINANCIAL ADVOCATES INVESTMENT MANA Service code 27 1601 COOPER POINT ROAD NW · OLYMPIA, WA 98502 | Advisory (Plan) | $29,208 |
Filed as: KESTRA ADVISORY SERVICES LLC Service code 27 5707 SW PKWY BLDG 2 STE 400 · AUSTIN, TX 78735 | Advisory (Plan) | $4,898 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $88,322 | $55,449+59.3% | $83,831+5.4% | $56,289+56.9% |
| Participation rate | 98.0% | 68.0%+30.0pp | 76.1%+21.8pp | 69.9%+28.1pp |
| Annual return | -4.01% | -1.38%-2.6pp | 850.99%-855.0pp | -9.96%+6.0pp |
| Employer contribution / active EE | $1,871 | $2,430-23.0% | $3,631-48.5% | $2,111-11.4% |
| Participant deferral / active EE | $6,790 | $2,935+131.3% | $4,082+66.4% | $3,350+102.7% |
| Admin fee / account holder | $414 | $656-36.9% | $5,479-92.4% | $521-20.6% |