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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping | $39,489 |
LPL FINANCIAL1+ years Filed as: FINANCIAL ADVOCATES INVESTMENT MANA Service code 27 1601 COOPER POINT ROAD NW · OLYMPIA, WA 98502 | Advisory (Plan) | $29,244 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $84,570 | $50,464+67.6% | $75,784+11.6% | $52,331+61.6% |
| Participation rate | 96.4% | 66.8%+29.6pp | 75.8%+20.5pp | 68.1%+28.3pp |
| Annual return | 0.38% | 1.03%-0.6pp | 9.68%-9.3pp | 4.54%-4.2pp |
| Employer contribution / active EE | $1,639 | $1,988-17.6% | $3,323-50.7% | $1,882-12.9% |
| Participant deferral / active EE | $5,857 | $2,570+127.8% | $3,652+60.4% | $3,022+93.8% |
| Admin fee / account holder | $408 | $1,103-63.0% | $5,300-92.3% | $592-31.0% |