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| Provider | Service type | Compensation |
|---|---|---|
Service code 15 8515 EAST ORCHARD ROAD · GREENWOOD VILLAGE, CO 80111 | Recordkeeping | $35,857 |
LPL FINANCIAL1 year Filed as: FINANCIAL ADVOCATES INVESTMENT MGMT Service code 27 1601 COOPER POINT ROAD NW · OLYMPIA, WA 98502 | Advisory (Plan) | $20,836 |
Filed as: QDRO CONSULTANTS CO LLC Service code 16 3071 PEARL ROAD · MEDINA, OH 44256 | Consulting | $300 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Plan reported corrective distributions (failed ADP/ACP testing).
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $83,012 | $52,884+57.0% | $84,753-2.1% | $55,167+50.5% |
| Participation rate | 96.0% | 67.5%+28.5pp | 76.6%+19.4pp | 69.0%+27.0pp |
| Annual return | 6.37% | 18.03%-11.7pp | 22.78%-16.4pp | 169.23%-162.9pp |
| Employer contribution / active EE | $1,613 | $2,233-27.8% | $3,574-54.9% | $1,963-17.8% |
| Participant deferral / active EE | $5,738 | $2,644+117.0% | $3,712+54.6% | $3,054+87.9% |
| Admin fee / account holder | $358 | $581-38.3% | $5,333-93.3% | $504-28.9% |