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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $43,023 | $71,873-40.1% | $86,698-50.4% | $68,490-37.2% |
| Participation rate | 86.0% | 72.2%+13.8pp | 76.6%+9.5pp | 67.9%+18.1pp |
| Annual return | -15.76% | 3.54%-19.3pp | 35.96%-51.7pp | -7.85%-7.9pp |
| Employer contribution / active EE | $523 | $2,173-75.9% | $2,837-81.6% | $2,597-79.8% |
| Participant deferral / active EE | $5,177 | $3,779+37.0% | $4,656+11.2% | $4,028+28.5% |
| Admin fee / account holder | $4,929 | $6,110-19.3% | $7,492-34.2% | $5,403-8.8% |