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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $48,803 | $78,423-37.8% | $95,964-49.1% | $79,856-38.9% |
| Participation rate | 80.4% | 73.5%+6.9pp | 77.1%+3.3pp | 69.6%+10.8pp |
| Annual return | 10.62% | 19.37%-8.8pp | 91.64%-81.0pp | 31.71%-21.1pp |
| Employer contribution / active EE | $291 | $1,945-85.0% | $2,541-88.5% | $2,471-88.2% |
| Participant deferral / active EE | $3,089 | $3,440-10.2% | $4,167-25.9% | $3,741-17.4% |
| Admin fee / account holder | $4,711 | $5,622-16.2% | $6,797-30.7% | $5,306-11.2% |