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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $45,984 | $80,983-43.2% | $96,544-52.4% | $75,177-38.8% |
| Participation rate | 81.6% | 71.8%+9.8pp | 76.0%+5.6pp | 67.2%+14.4pp |
| Annual return | 12.11% | 27.05%-14.9pp | 25.88%-13.8pp | 160.75%-148.6pp |
| Employer contribution / active EE | $475 | $2,282-79.2% | $2,966-84.0% | $2,671-82.2% |
| Participant deferral / active EE | $4,656 | $3,929+18.5% | $4,851-4.0% | $4,126+12.8% |
| Admin fee / account holder | $3,737 | $6,717-44.4% | $8,254-54.7% | $5,651-33.9% |