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Employer contribution per participant is in the bottom quintile of the peer cohort.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $52,147 | $86,288-39.6% | $111,306-53.1% | $85,851-39.3% |
| Participation rate | 86.0% | 73.3%+12.7pp | 77.3%+8.7pp | 69.3%+16.7pp |
| Annual return | 11.79% | 19.99%-8.2pp | 54.67%-42.9pp | 318.63%-306.8pp |
| Employer contribution / active EE | $408 | $2,044-80.0% | $2,732-85.1% | $2,565-84.1% |
| Participant deferral / active EE | $4,081 | $3,641+12.1% | $4,488-9.1% | $3,952+3.3% |
| Admin fee / account holder | $2,646 | $8,189-67.7% | $7,966-66.8% | $6,261-57.7% |