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| Provider | Service type | Compensation |
|---|---|---|
CONCERT WEALTH MANAGEMENT2 years Service code 19 1201 THIRD AVE, STE 5040 · SEATTLE, WA 98101 | Securities Custodian | $54,797 |
MORGAN STANLEY SMITH BARNEY6+ years Filed as: MORGAN STANLEY WEALTH MANAGEMENT Service code 19 601 UNION ST, STE 2900 · SEATTLE, WA 98101 | Securities Custodian | $40,246 |
HALBERT HARGROVE GLOBAL ADVISORS6+ years Filed as: HALBERT HARGROVE GLOBAL ADVISORS LL Service code 19 · EIN 33-0804608 | Securities Custodian | $15,841 |
Filed as: CHARLES SCHWAB TRUST BANK Service code 26 · EIN 42-1558009 | Advisory (Participants) | $14,184 |
NORTHWEST PLAN SERVICES, INC.6+ years Service code 15 · EIN 91-2090931 | Recordkeeping | $13,300 |
MARIN FINANCIAL ADVISORS2 years Filed as: MARIN FINANCIAL ADVISORS LLC Service code 19 · EIN 38-3718954 | Securities Custodian | $10,005 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $328,249 | $99,957+228.4% | $149,745+119.2% | $73,497+346.6% |
| Participation rate | 92.8% | 75.7%+17.1pp | 82.5%+10.3pp | 70.7%+22.1pp |
| Annual return | 15.48% | 53.87%-38.4pp | 276.72%-261.2pp | 28.51%-13.0pp |
| Employer contribution / active EE | $13,169 | $3,191+312.7% | $4,646+183.5% | $2,270+480.1% |
| Participant deferral / active EE | $9,523 | $6,073+56.8% | $6,843+39.2% | $3,740+154.6% |
| Admin fee / account holder | $738 | $551+34.1% | $9,312-92.1% | $513+43.9% |