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| Provider | Service type | Compensation |
|---|---|---|
CONCERT WEALTH MANAGEMENT4+ years Filed as: CONCERT WEATLTH MANAGEMENT Service code 19 1201 THIRD AVE, STE 5040 · SEATTLE, WA 98101 | Securities Custodian | $48,695 |
WELLS FARGO BANK, N.A.4+ years Filed as: WELLS FARGO ADVISORS Service code 19 · EIN 23-2384840 | Securities Custodian | $39,503 |
MORGAN STANLEY SMITH BARNEY4+ years Filed as: MORGAN STANLEY WEALTH MANAGEMENT Service code 19 601 UNION ST, STE 2900 · SEATTLE, WA 98101 | Securities Custodian | $25,482 |
HALBERT HARGROVE GLOBAL ADVISORS4+ years Filed as: HALBERT HARGROVE GLOBAL ADVISORS LL Service code 19 · EIN 33-0804608 | Securities Custodian | $15,785 |
CHARLES SCHWAB & CO., INC.4+ years Filed as: CHARLES SCHWAB BANK Service code 26 · EIN 42-1558009 | Advisory (Participants) | $11,791 |
NORTHWEST PLAN SERVICES, INC.4+ years Service code 15 · EIN 91-2090931 | Recordkeeping | $10,870 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Assets per participant exceed $250,000 - top-decile high-value plan.
Auditor declined to express an opinion - usually a 103(a)(3)(C) limited-scope election.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $312,385 | $73,102+327.3% | $123,553+152.8% | $56,289+455.0% |
| Participation rate | 100.0% | 74.3%+25.7pp | 82.3%+17.7pp | 69.9%+30.1pp |
| Annual return | -5.13% | 3.01%-8.1pp | 119.21%-124.3pp | -9.96%+4.8pp |
| Employer contribution / active EE | $14,927 | $2,977+401.4% | $4,628+222.5% | $2,111+607.1% |
| Participant deferral / active EE | $10,655 | $5,423+96.5% | $6,426+65.8% | $3,350+218.1% |
| Admin fee / account holder | $824 | $554+48.8% | $9,284-91.1% | $521+58.2% |