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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,587 | $183,592-41.4% | $155,574-30.8% | $145,877-26.2% |
| Participation rate | 100.0% | 82.7%+17.3pp | 78.2%+21.8pp | 80.3%+19.7pp |
| Annual return | 13.12% | 61.37%-48.3pp | 64.87%-51.7pp | 551.28%-538.2pp |
| Employer contribution / active EE | $9,003 | $5,317+69.3% | $4,676+92.5% | $4,663+93.1% |
| Participant deferral / active EE | $6,042 | $6,466-6.6% | $5,629+7.3% | $6,691-9.7% |
| Admin fee / account holder | $1,084 | $19,316-94.4% | $15,914-93.2% | $13,402-91.9% |