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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Fidelity bond coverage is below the ERISA section 412 10%-of-assets minimum (capped at $500,000).
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $107,868 | $209,425-48.5% | $178,499-39.6% | $158,966-32.1% |
| Participation rate | 90.0% | 86.4%+3.6pp | 81.9%+8.1pp | 82.0%+8.0pp |
| Annual return | 14.81% | 188.80%-174.0pp | 151.10%-136.3pp | 302.95%-288.1pp |
| Employer contribution / active EE | $8,963 | $5,707+57.0% | $5,011+78.8% | $4,762+88.2% |
| Participant deferral / active EE | $5,472 | $5,955-8.1% | $5,202+5.2% | $5,983-8.6% |
| Admin fee / account holder | $886 | $17,078-94.8% | $13,986-93.7% | $11,250-92.1% |