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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $117,096 | $167,352-30.0% | $143,788-18.6% | $134,509-12.9% |
| Participation rate | 68.8% | 84.8%-16.1pp | 80.3%-11.6pp | 81.2%-12.5pp |
| Annual return | -17.95% | 0.47%-18.4pp | -0.03%-17.9pp | 418.13%-436.1pp |
| Employer contribution / active EE | $9,431 | $5,620+67.8% | $4,952+90.5% | $4,741+98.9% |
| Participant deferral / active EE | $4,891 | $6,447-24.1% | $5,638-13.2% | $6,400-23.6% |
| Admin fee / account holder | $1,171 | $18,091-93.5% | $14,675-92.0% | $11,427-89.8% |