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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY7 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 27 · EIN 26-4310632 | Advisory (Plan) | $58,904 |
STANCORP FINANCIAL GROUP7 years Service code 12 · EIN 93-1253576 | Custodial (other than securities); Re... | $45,170 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $54,575 | $80,781-32.4% | $102,437-46.7% | $74,478-26.7% |
| Participation rate | 97.3% | 65.7%+31.6pp | 74.5%+22.8pp | 67.2%+30.1pp |
| Annual return | 11.82% | 27.58%-15.8pp | 24.95%-13.1pp | 1370.56%-1358.7pp |
| Employer contribution / active EE | $5,266 | $3,160+66.6% | $3,871+36.0% | $2,626+100.5% |
| Participant deferral / active EE | $9,813 | $3,862+154.1% | $5,060+93.9% | $4,350+125.6% |
| Admin fee / account holder | $467 | $2,372-80.3% | $8,388-94.4% | $1,946-76.0% |