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| Provider | Service type | Compensation |
|---|---|---|
MORGAN STANLEY SMITH BARNEY5 years Filed as: MORGAN STANLEY SMITH BARNEY LLC Service code 10 · EIN 26-4310632 | Accounting | $46,708 |
STANCORP FINANCIAL GROUP5 years Service code 12 · EIN 93-1253576 | Recordkeeping and information managem... | $41,333 |
Service code 19 | Securities Custodian | $1,144 |
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Auditor signed off without reservation - the cleanest possible opinion.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,345 | $64,138-41.8% | $112,258-66.7% | $66,930-44.2% |
| Participation rate | 93.7% | 68.5%+25.2pp | 75.1%+18.6pp | 69.8%+23.9pp |
| Annual return | -11.71% | -13.81%+2.1pp | 27.47%-39.2pp | 1.57%-13.3pp |
| Employer contribution / active EE | $6,324 | $3,006+110.4% | $3,636+74.0% | $2,545+148.5% |
| Participant deferral / active EE | $11,964 | $3,694+223.9% | $4,728+153.0% | $4,238+182.3% |
| Admin fee / account holder | $356 | $625-43.0% | $6,411-94.4% | $593-39.9% |