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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $123,046 | $102,663+19.9% | $86,216+42.7% | $139,466-11.8% |
| Participation rate | 33.3% | 74.5%-41.2pp | 69.0%-35.6pp | 80.3%-47.0pp |
| Annual return | 22.11% | 1924.52%-1902.4pp | 1169.42%-1147.3pp | 373.66%-351.6pp |
| Employer contribution / active EE | $711 | $3,035-76.6% | $2,382-70.1% | $4,754-85.0% |
| Participant deferral / active EE | $3,987 | $4,677-14.8% | $3,9860% | $6,712-40.6% |
| Admin fee / account holder | $1,058 | $8,663-87.8% | $6,853-84.6% | $11,409-90.7% |