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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $81,121 | $106,918-24.1% | $84,021-3.5% | $152,897-46.9% |
| Participation rate | 27.3% | 75.2%-48.0pp | 69.0%-41.7pp | 82.5%-55.2pp |
| Annual return | 28.55% | 105.01%-76.5pp | 71.32%-42.8pp | 345.43%-316.9pp |
| Employer contribution / active EE | $715 | $2,735-73.9% | $1,984-64.0% | $4,764-85.0% |
| Participant deferral / active EE | $4,482 | $4,012+11.7% | $3,239+38.4% | $5,851-23.4% |
| Admin fee / account holder | $2,818 | $8,288-66.0% | $6,102-53.8% | $11,599-75.7% |