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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $26,194 | $99,652-73.7% | $78,778-66.7% | $147,586-82.3% |
| Participation rate | 36.4% | 76.2%-39.9pp | 69.2%-32.8pp | 82.8%-46.5pp |
| Annual return | 21.51% | 47.28%-25.8pp | 35.62%-14.1pp | 578.59%-557.1pp |
| Employer contribution / active EE | $701 | $2,796-74.9% | $1,986-64.7% | $4,876-85.6% |
| Participant deferral / active EE | $3,875 | $3,664+5.8% | $2,958+31.0% | $5,439-28.7% |
| Admin fee / account holder | $1,750 | $7,155-75.5% | $5,134-65.9% | $10,886-83.9% |