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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $37,510 | $95,979-60.9% | $74,551-49.7% | $135,380-72.3% |
| Participation rate | 28.6% | 75.7%-47.1pp | 69.1%-40.6pp | 82.6%-54.1pp |
| Annual return | -4.87% | 56.97%-61.8pp | 32.53%-37.4pp | 519.81%-524.7pp |
| Employer contribution / active EE | $585 | $2,716-78.5% | $1,961-70.2% | $4,779-87.8% |
| Participant deferral / active EE | $3,561 | $3,844-7.3% | $3,108+14.6% | $5,609-36.5% |
| Admin fee / account holder | $2,212 | $6,522-66.1% | $5,059-56.3% | $10,828-79.6% |