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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $15,919 | $76,522-79.2% | $56,033-71.6% | $145,884-89.1% |
| Participation rate | 29.2% | 63.2%-34.1pp | 52.5%-23.3pp | 80.3%-51.1pp |
| Annual return | 28.27% | 3014.28%-2986.0pp | 1711.38%-1683.1pp | 551.85%-523.6pp |
| Employer contribution / active EE | $937 | $1,382-32.2% | $1,041-10.0% | $4,662-79.9% |
| Participant deferral / active EE | $1,849 | $2,624-29.5% | $1,954-5.4% | $6,690-72.4% |
| Admin fee / account holder | $1,883 | $3,328-43.4% | $2,827-33.4% | $13,392-85.9% |