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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,757 | $29,319-25.8% | $52,425-58.5% | $82,448-73.6% |
| Participation rate | 31.0% | 46.9%-15.8pp | 55.6%-24.6pp | 68.1%-37.0pp |
| Annual return | 20.47% | 535.20%-514.7pp | 302.12%-281.7pp | 41.64%-21.2pp |
| Employer contribution / active EE | $841 | $586+43.4% | $914-8.0% | $2,551-67.0% |
| Participant deferral / active EE | $1,738 | $1,171+48.4% | $1,790-2.9% | $4,139-58.0% |
| Admin fee / account holder | $1,084 | $1,962-44.8% | $2,495-56.6% | $7,234-85.0% |