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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $21,757 | $28,624-24.0% | $53,647-59.4% | $82,637-73.7% |
| Participation rate | 31.0% | 47.3%-16.2pp | 56.3%-25.2pp | 68.1%-37.0pp |
| Annual return | 20.47% | 664.98%-644.5pp | 358.33%-337.9pp | 53.51%-33.0pp |
| Employer contribution / active EE | $841 | $637+32.1% | $962-12.6% | $2,552-67.1% |
| Participant deferral / active EE | $1,738 | $1,196+45.3% | $1,813-4.1% | $4,126-57.9% |
| Admin fee / account holder | $1,084 | $2,022-46.4% | $2,460-55.9% | $7,339-85.2% |