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Participation rate is below 70% (account-balance holders / active employees) - enrollment or auto-enroll opportunity.
Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $10,443 | $84,551-87.6% | $61,452-83.0% | $134,532-92.2% |
| Participation rate | 60.0% | 62.2%-2.2pp | 52.6%+7.4pp | 81.2%-21.2pp |
| Annual return | -21.18% | 585.39%-606.6pp | 338.96%-360.1pp | 418.27%-439.4pp |
| Employer contribution / active EE | $1,240 | $1,545-19.7% | $1,160+6.9% | $4,741-73.8% |
| Participant deferral / active EE | $3,536 | $2,818+25.5% | $2,125+66.4% | $6,401-44.8% |
| Admin fee / account holder | $1,675 | $2,587-35.3% | $2,131-21.4% | $11,429-85.3% |