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Administrative expenses exceed $300 per participant per year - possible fee-review opportunity. (Recordkeeping / audit / legal; excludes investment management.)
Annual investment return is in the bottom quintile of the peer cohort.
| Metric | This plan | Peer set | Industry | Size |
|---|---|---|---|---|
| Avg account balance | $136,554 | $77,638+75.9% | $156,551-12.8% | $62,881+117.2% |
| Participation rate | 84.7% | 71.2%+13.5pp | 84.0%+0.7pp | 69.3%+15.4pp |
| Annual return | 3.96% | 50.33%-46.4pp | 32.23%-28.3pp | 20.14%-16.2pp |
| Employer contribution / active EE | $2,686 | $3,444-22.0% | $5,501-51.2% | $2,281+17.8% |
| Participant deferral / active EE | $3,815 | $3,046+25.3% | $4,871-21.7% | $3,203+19.1% |
| Admin fee / account holder | $3,034 | $5,561-45.4% | $13,028-76.7% | $4,296-29.4% |